346: Is Paying Cash for Business Equipment Costing You More?
For many Canadian business owners, paying cash for a new truck, vehicle, or piece of equipment feels like a financially responsible decision. There are no monthly financing payments, no additional borrowing commitment, and no loan interest. But there is another question worth asking: What opportunities might you give up by using that cash? Understanding Opportunity […]
345: Policy Loans Explained | 5 IBC Questions Worth Asking
Explore five IBC questions with Mike Smela and Richard Canfield, covering policy loans, funding limits, dividends, marketing and tax considerations.
342: Cash Balance Plan vs 401(k), How the Deduction Works for Business Owners
If you own a profitable business, your retirement plan often targets employees, not owners. In Part 2 of our series, Rohit Punyani, co-founder and Chief Solutions Officer of The Owner’s Asset, sits with Jayson Lowe. They explain how a cash balance plan vs 401(k) works and why it behaves differently. Missed the start of the […]
337: Am I Too Old for Life Insurance?
No, the majority of people who start whole life insurance or Infinite Banking are between 45 and 65 years old. “I’m in my 50s. I’m in my 60s. Isn’t this going to be too expensive?” It’s one of the most common questions Neil Dietrich, Lead Advisor at Ascendant Financial, hears from clients and in this […]
336: Financial Planning After Loss | Jeff Treleaven’s Story
Money is never just about money. It’s about the people we love and the future we’re all trying to protect, especially in the moments we never see coming. In this episode of Wealth on Main Street, we sit down with Jeff Treleaven, a teammate at Ascendant Financial, for a conversation that goes far beyond typical […]
331: How Does Key Person Insurance Work? A Complete Guide for Business Owners
Ever feel like your business is one precarious Monday away from chaos? You’re not alone. Most entrepreneurs spend more time worrying about printer jams and coffee shortages than life’s big curveballs, like, you know, unexpectedly losing the one person who holds the whole operation together (hint: it often isn’t the guy refilling the toner). Welcome […]
325: How Infinite Banking Really Works | Your Top Questions Answered
If you’ve ever gone down the rabbit hole of the Infinite Banking Concept (IBC) online, you know the experience well: half the comments say it’s the most brilliant financial strategy they’ve ever encountered, and the other half insist it’s an elaborate scam usually from someone named “Crypto Wolf 1978” with a cartoon profile picture who […]
323: How to Escape the $200K Job Trap With IBC
What if the financial doctrines you’ve been taught are meticulously designed to keep you tethered, preventing you from ever truly reaching financial independence and personal fulfillment? This provocative question lies at the heart of Josh’s remarkable journey. This story challenges conventional notions of success and reveals how a different approach to money can unlock profound […]
319: The Hidden Truths of Money, Interest Rates, and Your “Perfect” Investment
Are we perpetually caught in a cycle of boom and bust? For decades, experts like Carlos Lera and Robert Murphy have illuminated the opaque processes of money creation and interest rate manipulation, arguing that they fundamentally mislead both economies and individual investors. Fast forward to today, and the echoes of these warnings resonate louder than […]
314: Alan Blecker Reveals Why the System Keeps You Broke and How to Take Back Control
People often believe what they’re told by those with credentials, but what if those trusted voices aren’t always looking out for your best interests? Alan Blecker, a seasoned financial expert with over five decades around Wall Street, offers a sobering perspective on the financial landscape. After years as a CPA, CLU, and CHFC, he witnessed […]